CFCU Certificates

Time Share Certificate (TSC)

Regular required minimum balance $1,000.

Contact your local CFCU branch to get started today!

Adjustable TSC

You can enjoy a 12-month term with an "adjustable" rate with this Time Share Certificate. Once during the 12-month term you have the option of "adjusting" the rate to the current 12-month adjustable TSC dividend rate. 

TSC Dividend Rates
Time Share Certificates APY
3 month $1,000 minimum balance 2.27%
6 month $1,000 minimum balance 2.43%
12 month $1,000 minimum balance 3.04%
12 month adjustable $1,000 minimum deposit 2.53%
18 month $1,000 minimum balance 3.14%
24 month $1,000 minimum balance 3.45%
36 month $1,000 minimum balance 3.61%
48 month $1,000 minimum balance 3.82%
60 month $1,000 minimum balance 4.18%
Student TSC Future Savers 1.76%
Student TSC 1-4 Years no min. balance 5.12%

Student TSC Future Savers Certificate

Future Savers: One-year certificate, available to members under the age of 18, with a $100 minimum balance. This certificate can be added to in $25 increments. 

Student TSC

A 1, 2, 3, or 4 Year Time Share Certificate.  Available to students between the ages of 8 and 18, with no minimum balance.  This certificate can be added to in any increment you wish.  Perfect for saving for that car, college, or special gift!

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