CFCU Checking Accounts and Services

We offer three types of personal checking accounts - and a Business Checking Account, to provide you with just the checking services you need. All of our checking accounts include:

• Unlimited check writing
• No per check charge
• PhoneTeller
• CFCU VISA Debit Card

Prime Time Checking

A Truly Fee-Free Checking! Age 60 and over receives: Free Checks, Free Home Banking and Bill Payer, Free E-Statements, Free Debit Card (OAC) and Much More! No Computer? No problem! Get a 5%, $3,000 computer loan (OAC). You also receive a .50% bump on our Time Share Certificate APY rates!

Lifestyle Checking

Perfect for your BUSY Lifestyle! You receive FREE basic checks, FREE Home banking and Bill Payer, FREE E-statements on a safe and secure CFCU website, FREE Debit Card (OAC) VISA Overdraft protection and You can receive special relationship loan pricing on consumer loans! (OAC) No Computer? No problem! You can receive 5% APR on a $3,000 Computer loan! (OAC). You also receive a .25% bump on our Time Share Certificate APY rates!

Premium Account

No monthly service charge and dividends are paid when $1,000 monthly balance is maintained. (See Rate and Fee Schedule).

Business Account

No monthly service charge and dividends are paid when $2,000 monthly balanced is maintained. (See Rate and Fee Schedule).

CFCU Debit Card

With an existing CFCU checking account, our debit card allows you to make purchases wherever VISA cards are accepted, as well as obtain cash from ATMs. The funds are automatically deducted from your checking account.

Overdraft Services

Members can easily arrange for overdraft protection from a CFCU savings account, VISA or line-of-credit loan.