Individual Retirement Account
The Accumulator
For members who want a "daily" account with a low minimum balance that features:
- $25.00 minimum deposit.
- No minimum required length of time.
- Earnings may be tax deferred until retirement.
- No charges or fees for management of your IRA Account.
- Dividend rate adjusts monthly.
- Additional deposits can be made in any amount.
- Dividend earnings are automatically reinvested to this account.
- Returns are compounded monthly giving you a higher rate of earnings.
IRA TSC Dividend Rates |
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IRA Time Share Certificates
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APY
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*3 month $2,000 minimum deposit
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0.55% |
| *6 month $2,000 minimum deposit |
0.55% |
| *12 month $2,000 minimum deposit |
0.75% |
| *12 month adjustable $2,000 minimum deposit |
0.50% |
| *18 month $2,000 minimum deposit |
0.95% |
| *24 month $2,000 minimum deposit |
1.41% |
| *36 month $2,000 minimum deposit |
1.81% |
| *48 month $2,000 minimum deposit |
2.07% |
| *60 month $2,000 minimum deposit |
2.32% |
| Accumulator $25.00 minimum deposit |
1.00% |
| *1 Yr. Variable IRA $1,000 minimum balance |
0.75% |
| 1 Yr. Prime Time Variable IRA |
1.26% |
| *1 Yr. Lifestyle Variable IRA |
1.00% |
Fixed Rate
- $2,000.00 minimum deposit.
- Variety of monthly terms: 3, 6, 12, 18, 24, 36, 48 and 60 months.
- Dividend earnings are automatically reinvested to the IRA.
- At maturity automatic rollover is available.
- Earnings may be tax deferred until retirement.
- No fees or charges for the management of your IRA account.
One Year Variable
- $1,000.00 minimum deposit.
- Earnings may be tax deferred until retirement.
- Dividend rate adjusts monthly.
- Term of one year.
- Dividend earnings are automatically reinvested to the IRA.
- Deposits in increments of $25.00.
IRA ACCOUNTS ARE INSURED SEPARATELY BY NCUA UP TO $250,000
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