CFCU Commercial Loans

Features & Benefits

Available for Various Uses - Loans can be arranged for 1-4 family non-owner occupied, business use real estate, residential spec construction, furniture and equipment, business Lines of Credit, and business vehicles.

• Term Loans and Lines of Credit - Depending on the business loan and collateral type, a fixed payment period or flexible draw period and pay down as needed.
• Commercial Real Estate Loans up to 80% loan to value;
  Refinance Business Loans up to 75% of collateral value;
  Business Lines of Credit up to 75% of collateral value.
• Flexible Loan Terms - Terms vary depending on the loan type. Business use real estate loans may be amortized up to 30 years with a maximum fifteen-year maturity.
• SBA Guaranteed Loans
• Commercial Construction-to-Perm Financing
• Negotiable Loan Fees - Usually 1% to 3%, depending on loan type and amount, minimum fee is typically $500.00.
• No Prepayment Penalty - Member may pay down or pay off loan balance prior to maturity without penalty.
• Attractive Interest Rates - Typically adjustable, based on a national index and reasonable margin.

Click Here to fill out a loan application.